Required coverage
Confirm provincial requirements and how your proposed policy meets them.
Bring the detail
Prepare driver and licence information for the provider. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Vehicle damage options
Compare collision, comprehensive, deductibles, and settlement conditions.
Bring the detail
Prepare vehicle details and annual distance. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Price & trade-offs
Check identical inputs, optional cover, payment costs, and eligibility for discounts.
Bring the detail
Prepare commute, business, and delivery use. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Details that shape the comparison
Drivers and use
Use the same household, distance and driving purpose for every enquiry.
Vehicle and location
Compare the same vehicle details, address and storage.
Terms and payments
Record limits, deductibles, full-term premium, fees and discount conditions.
Record two offers in your comparison worksheet →
Look at the whole picture
Separate policies may address different risks. Ask the provider to explain any gaps or overlaps, and keep written confirmation of the answers that matter to your circumstances.